Auto Insurance in Texas

Buying and owning a new or used car is an important purchase that needs to be properly protected. When you are looking to protect your car, the first step should be to get an insurance policy that provides you with the right type of insurance. When getting a new insurance policy, Dallas area residents should take several factors into consideration.

State Requirements

Similar to other states, the state of Texas requires that drivers carry some level of auto insurance. The basic requirements in Texas are called the 30/60/25 coverage. This coverage will provide you with liability coverage up to $30,000 for each injured person in an accident with a cap of $60,000 per incident. It will also provide an additional $25,000 in property damage per incident.

Collision Coverage

While the state only requires that you carry liability insurance, that level of insurance will not provide you or your car with any coverage. If you are involved in an accident in which you are at fault, or the other party does not have insurance, having collision coverage will be very important. Collision coverage is often required if you have an auto loan or are leasing the vehicle.

Comprehensive Coverage

An additional type of coverage that you should consider is comprehensive coverage. Comprehensive coverage will provide you with insurance coverage in the event your car is stolen, vandalized, or damaged due to weather or an accident with an animal. This type of coverage is highly recommended and is typically a loan or lease requirement as well.

When you are looking for a new auto insurance policy, reaching out to Thompson Insurance Services in Frisco, TX should be your first step. Thompson Insurance Services is a leading insurance agency that can provide valuable services to those in the Dallas-Fort Worth area and the state of Texas. When working with our insurance company, you will receive insight into your insurance needs and can even receive a quote to start the process of getting insured immediately.

Visit our offices in Frisco, TX or give us a call to get started. Also, try our online rating tool for quotes on auto or home insurance from home.