Motorcycle Insurance in Texas

Residents in the state of Texas are required to purchase insurance in order to operate a motorcycle, street bike, moped, or three wheeled motorbikes. This is to ensure that medical bills and costs related to bodily injury will be covered for other drivers when involved in an accident that is the fault of the insured.

Liability insurance also will cover incidents related to property damage, and you are always free to purchase more insurance than the minimum required by law. Having the proper insurance coverage can protect your assets and out-of-pocket expenses if you're ever held liable for various expenses.

Other Motorcycle Insurance Options

Collision motorcycle insurance covers expenses related to the damage done to your bike in an accident, and you can even select protection that will provide you with the entire replacement cost in the event of a total loss. Your helmet and safety gear may be included, and it is advised that you speak to your Texas agent about the specifics.

Accessory insurance packages are also available that will allow you to match your coverage to the individual customization of your motorcycle, and a comprehensive policy pays for the repairs needed because of fallen branches or storms, also covering you in cases of theft.

Underinsured motorist protection will pay for expenses incurred when the other driver does not have adequate insurance, and uninsured motorist insurance helps in situations where the other party has no insurance at all. Dallas area residents can also choose to buy towing and labor insurance that will provide roadside assistance and towing.

Thompson Insurance Services Can Help

We at Thompson Insurance Services in Frisco, TX want to do everything we can to make sure you have the proper insurance for your motorcycle. You can get a quote on your homeowners or automobile insurance on our website, but we invite you to visit our office in Frisco, TX to speak to us about all your motorcycle insurance needs.