The unfortunate news is that an incident has occurred at your rented property. It could be a burglary, a storm causing a tree branch to break a window, or even an outburst from your father-in-law over a Cowboys’ loss. Regardless of the cause, the silver lining is that you had the foresight to secure renters’ insurance! Now, it’s time to claim what you’re entitled to.

Seven Easy Steps

Firstly, if necessary, file a police report to have a legal record of theft or vandalism to present to your insurer. As per your rental agreement, your landlord should be the next person you inform. Following this, notify your renters’ insurance company and provide them with the necessary documentation. Take photographs of the damage to include with your claim and maintain organized records of all related information. If you need to relocate while repairs are being made, your policy’s additional living expenses coverage may cover this, provided you keep all receipts. You can complete your claim once you have gathered all the documentation and receipts. It would also be beneficial to update your home inventory at this point.

Contact Thompson Insurance Services in Highland Village, TX

Insurance is always a wise choice whether you’re a renter or a homeowner. If you’re in the Highland Village, TX area and are considering renters’ insurance, please get in touch with Thompson Insurance Services. We will promptly connect you with one of our friendly and skilled agents who will go above and beyond to help you find the insurance policy that best fits your unique needs.