Auto insurance provides protection against many things that can happen on the road. Reckless driving, however, usually isn’t one of them. Here’s how your auto insurance policy would likely treat a claim if you were found to be recklessly driving on one of the roads in Highland Village, TX.

What’s Reckless Driving?

Reckless driving is generally defined as driving a vehicle that shows an apparent disregard for the safety of persons or property. 

This includes excessive speeding and aggressive maneuvers like weaving through traffic and disregarding traffic laws. Speeding a little over the posted limit normally isn’t reckless. Speeding by an egregious amount can be, though.

Insurance Coverage and Reckless Driving

Typically, auto insurance policies cover accidents that occur because of common mistakes or negligence. Reckless driving isn’t a mistake or simple inattentiveness, though. It’s an intentional decision to drive in an unsafe manner, even in a criminal manner.

Reckless driving is a criminal activity, and most auto insurance policies don’t cover damages or liabilities arising from criminal driving. Your auto policy likely won’t cover you when driving in this manner, leaving you solely liable for any damages or injuries you cause.

If you’ve previously been convicted of reckless driving in Highland Village, TX (or elsewhere), you may have trouble finding auto insurance now. We at Thompson Insurance Services can help you check what your options are.

Get Insurance for Potential Driving Mistakes

Insurance isn’t an excuse to drive without care for others, but it provides important protection against common mistakes that can happen when driving. For help finding auto insurance that’ll cover basic auto accidents, contact us at Thompson Insurance Services.