Having an auto insurance policy in place is extremely important for anyone who drives a motor vehicle. The agents at Thompson Insurance Services in Highland Village, TX are explaining the types of auto insurance coverage options available for Texas residents.

Keep in mind that anyone who drives in Texas is held financially responsible for any injuries or property damage that they cause in an accident. Most people prepare for this worst-case scenario by having at least an auto liability insurance policy, so they will not have to pay a ton of money at once to cover the costs associated with an accident.

Auto Insurance Coverage Options

In addition to auto liability insurance, there are several other types of coverage options when it comes to auto insurance for motorists to obtain.

Underinsured and Uninsured Motorist Coverage

One type of auto insurance that many people overlook is uninsured or underinsured motorist coverage. This will protect you and your vehicle if you become involved in a car accident deemed to be the fault of the other driver who does not have any insurance or an inadequate amount of auto insurance.

Comprehensive and Collision Insurance Coverage

Comprehensive insurance will help pay for any damages to your vehicle if it becomes damaged or destroyed by natural disasters, such as a tornado or hurricane. It will also help replace or repair your vehicle if it is damaged by a fire or an act of vandalism. This type of policy also comes in handy if your car is stolen.

Collision insurance is necessary to have in place in case you collide with another vehicle or even a stationary object. Collisions and comprehensive insurance policies are typically required for people to have in place by their lender if they borrowed the money to purchase their car, SUV, or truck.

Contact Us

The agents at  Thompson Insurance Services in Highland Village, TX are ready to assist you with your auto insurance needs. Call for a quote today!