The state of Texas is a great place to live as it provides you with a good lifestyle and plenty of professional opportunities. For those that work and live in Texas, having a car is a practical necessity. When you do have a car in Texas, you will need to have auto insurance in place at all times. There is a lot you need to know about auto insurance when you are looking for a policy in the Highland Village, TX area. 

State Requirements

The first thing that you need to know about auto insurance in Texas is the basic state requirements. The state of Texas has a 30/60/25 auto insurance requirement for all drivers. This dictates the amount of liability insurance that you need to have at all times. In Texas, you need to have bodily injury coverage of at least $30,000 per person and $60,000 per incident plus property damage liability of at least $25,000 per incident. 

Additional Options

While it may not be required by law, Texas car owners should also consider getting collision and comprehensive insurance coverage. This type of insurance will provide you with protection for your vehicle if you sustain a loss. This is not included by the base state requirements and could save you a lot of money in some challenging situations.

If you are a car owner in the Highland Village, TX area, it is important that you fully understand all of your requirements when it comes to having auto insurance. To ensure that you get into the right policy, you should speak to the team at Thompson Insurance Services. When you reach out to the team at Thompson Insurance Services, you will get the guidance that you need to get into a policy that provides you with adequate auto insurance coverage.