At Thompson Insurance Services, we work with people in and around Highland Village, TX and try to find high-quality insurance. For example, we can help first-time owners like you understand your home insurance option and prepare you for purchasing the best policy. 

Work On Your Credit Score 

First-time homeowners with a middling or mediocre credit score may want to work on that before they purchase a house or a home insurance policy. Your lending rates – and your insurance premiums – will be higher if your credit score is sub-par. 

Try to make all of your payments on time, pay off your credit cards, and work on boosting other elements of your score. You’ll typically need to get around 750 or so to get the best results, though the higher you get with your score, the better. 

Don’t Buy Excessive Coverage 

After you’ve improved your credit score and you’re ready to buy a policy, you should make sure to obtain a plan that is right for your home and financial needs. Too many first-time homeowners make the mistake of trying to get a policy that covers everything and pay too much money. 

For example, you may think that you want hurricane coverage for your home even though you don’t live in a hurricane zone. Or you may try to purchase coverage options that are too expensive or which add little to your policy. Talk to your provider to ensure you don’t make this mistake.

We Can Help 

So if you’re buying your first home in Highland Village, TX and you want to make sure you get the best hoe insurance possible, please contact us at Thompson Insurance Services right away to learn more. Our experts will sit down with you and work out the best plan for your needs.