Your apartment provides you with comfort, privacy, and independence. It is a sanctuary, a place to rest, entertain, and to express yourself. It is your home. To keep your apartment safe and secure, consider renters insurance. To find out more, please contact Thompson Insurance Services, serving the Dallas, TX area.

Renters Insurance Covers Three Types of Events:

• Personal property coverage: This includes the goods in your apartment, including things such as furniture, electronics, clothing, media, and collectibles.
• Personal liability: Renters insurance offers protection if someone is hurt in your apartment. This protects and aids you by paying the legal costs that might accrue if you are liable and are taken to court. No one ever plans on having a mishap, which is why they are often known as accidents. Yet, many accidents happen in the home. Being prepared for any contingency by having the right coverage in place protects you and your visitors.
• Loss of use: If a covered loss does occur, and you find yourself having to vacate your space, this will pay for additional living expenses. This allows you to be housed comfortably rather than arranging a couch tour if an unforeseen emergency should occur. 

Get the Policy that Fits Your Needs

A basic renters policy will cover the replacement value of most items, but you should be aware that some renters insurance policies place limits on payments for certain kinds of property, such as cash, jewelry, and business items. If you find that this may be an issue, for instance, if you are a creative working from home with a great deal of business equipment or have an extensive art collection, consider acquiring additional coverage for peace of mind and added protection.

To find out more about renters insurance, please contact Thompson Insurance Services, serving the Dallas, TX area.